Insurance Information
Group or Individual Insurance
As a courtesy, we will call to verify benefits on your insurance. However, the benefits quoted to us by your insurance company are not a guarantee of payment. Payment will be due by you at the time of service for any non-covered services, deductibles or co-pays. We ask that all patients contact your insurance company to verify network participaion prior to your visit.
"On The Job" Injury (Workers' Compensation)
If you are injured on the job, your care should be paid for under your employer’s Workers' Compensation insurance. You will need to inform your employer of the accident and obtain the name and address of the carrier of their insurance. If your employer does not provide us with this information, if a settlement has not been made within 3 months, or if you suspend or terminate care, any fees and services are due immediately.
Personal Injury or Automobile Accidents
Please notify your own auto insurance carrier of your visit to our office immediately. Your Medical Benefit on your auto insurance may be billed first regardless of who was at fault in the accident. Notify our insurance department immediately if an attorney is representing you. Although you are ultimately responsible for your bill, we will wait for settlement of your claim for up to six months after your care is completed. Once the claim is settled, or if you suspend or terminate care, any fees for services are due immediately.
Medicare
We do accept assignment from Medicare. The check is usually sent directly to our office in payment of the services that Medicare will cover, which for chiropractors is ONLY manual manipulation of the spine. Medicare pays 80% of the allowable fee once the deductible has been met. You are required to pay the deductible and the remaining 20% as well as any non-covered services. Our office completes and files the forms for Medicare at no charge.
Secondary Insurance
Please inform us of any secondary insurance you may have. We will assist you if you need help in filing.
Patients without insurance
We request that 100% of the first visit be paid at the time of the visit. We are happy to accept your check, MasterCard or Visa. payment arrangements can be made with a signed agreement.
Call today to make an appointment 262-246-8811.
